Business Loan Refinance
Business loan refinancing gives companies the opportunity to streamline their financial obligations by consolidating existing debts into a single, more manageable repayment. Whether you're juggling multiple loans, dealing with high interest rates, or looking to free up monthly cash flow, refinancing allows you to reduce repayment pressure, improve financial clarity, and secure more favourable terms. It’s an effective way to restructure your finances, lower overall costs, and unlock capital to reinvest in your business’s growth.
Finance That Evolves with Your Business
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Rate Reduction Finance
Unlock better terms on your existing business loans with Rate Reduction Finance. As your business grows and your financial position strengthens, you may qualify for more competitive interest rates than when you first borrowed. This solution is designed to help established businesses reduce borrowing costs by refinancing existing debt at lower rates. With tailored repayment structures and expert lender matching, EP Finance ensures you’re no longer overpaying for outdated loan terms.
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Loan Consolidation Finance
Juggling multiple business loans? Loan Consolidation Finance helps you streamline your finances by combining several debts into one manageable monthly repayment. Whether you're dealing with different lenders, interest rates, or payment schedules, this solution simplifies your cash flow, reduces admin headaches, and can improve your overall financial stability. Ideal for businesses looking to regain control and free up working capital.
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Term Restructure Finance
Your business evolves, and your loan terms should too. Term Restructure Finance allows you to refinance your current facility and choose a repayment term that better aligns with your operational goals. Whether you want to lower monthly costs by extending your term, or pay off your loan faster to reduce interest, this flexible service puts you back in control of your finance strategy.
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Exit High-Cost Lending
Trapped in a high-interest loan or short-term funding cycle? Our Exit High-Cost Lending service is designed to refinance expensive borrowing, including merchant cash advances, subprime loans, and overdrafts, into more affordable, structured finance. It’s your path to lower rates, longer terms, and healthier cash flow. Say goodbye to predatory fees and regain financial breathing room with a smarter solution.
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Credit Recovery Finance
If your business has faced financial difficulties, Credit Recovery Finance offers a second chance. This refinancing solution is specifically designed to help businesses stabilise their operations, reduce existing debt burdens, and gradually rebuild credit strength. With flexible eligibility and supportive underwriting, EP Finance helps you transition from reactive borrowing to proactive growth.
Financial Solutions You Can Trust
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Client Centric
Our commitment to understanding each client's unique needs and using our panel of over 150 lenders to get the best options
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Transparency & Trust
Honesty, transparency and ethical practices are the key to a good working business relationship. We will guide you throughout the process ensuring you are always in the loop
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Streamlines Application
Our job is to take the stress away from you. Our process is designed to ensure that we can obtain your financial requirements without disturbing the growth of your business
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Continued Support
We are always here for you. We will offer continuous support during and after the process.
Unsecured Loans
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VAT & TAX Funding
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Debt Consolidation
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Cash Flow Finance
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Asset Finance
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Equipment Finance
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Vehicle Finance
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Commercial Finance
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Safety Vinyl
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Bridging Loans
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Unsecured Loans • VAT & TAX Funding • Debt Consolidation • Cash Flow Finance • Asset Finance • Equipment Finance • Vehicle Finance • Commercial Finance • Safety Vinyl • Bridging Loans •
What Our Clients Say
Explore real stories from businesses we’ve supported. From overcoming financial hurdles to unlocking growth opportunities, see how our tailored funding solutions have helped our clients succeed and move their businesses forward.
Partner with Us to Reach Your Business Goals
Need expert guidance or a funding solution tailored to your unique business needs? Get in touch with our team today. We’re here to understand your challenges, offer clear advice, and help you move forward with confidence, every step of the way.