£250K Refinance Over 84 Months to Support Business Takeover
When a business owner needed to secure £250,000 to complete a time-sensitive takeover, they initially relied on a short-term bridging loan. While effective in the short run, the repayments quickly began to strain cash flow and limit growth potential. EP Finance stepped in to deliver a tailored refinance solution, transitioning the client to a more sustainable long-term loan structure. The outcome? Improved stability, reduced financial pressure, and the flexibility to scale.
Business Refinance
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£250,000 Secured
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Free Consultation
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Approvals Between 1 to 7 Days
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12 Month Payment Plan
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Business Refinance • £250,000 Secured • Free Consultation • Approvals Between 1 to 7 Days • 12 Month Payment Plan •
Business Refinance for Takeover
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The client approached EP Finance after securing a £250,000 bridging loan to fund a business acquisition. Although the funding allowed the takeover to proceed on time, the one-year term came with high monthly repayments and a looming deadline. The pressure to repay quickly was impacting working capital and creating unnecessary financial stress.
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Our team worked closely with the client to understand their ongoing business strategy and repayment capability. We arranged refinance through a specialist lender, converting the bridging loan into a long-term commercial facility over 84 months. The structure came with no early repayment penalties, giving the client the flexibility to pay down the loan faster if circumstances allowed.
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By bridging £250,000 over one year, the client successfully managed the immediate financial demands of their business takeover. Following this, they refinanced the amount with a long-term loan spread over 84 months, benefiting from manageable repayments and no early repayment penalties.
This approach significantly improved their cash flow, providing financial stability and flexibility to focus on growing the newly acquired business without the pressure of high short-term payments.
Explore our Business Loan Refinance solutions to see how we can help you secure smarter, more sustainable funding. Whether you're managing a takeover, consolidating high-cost lending, or extending loan terms, our tailored finance options are designed to improve cash flow and reduce financial pressure.
Lets work together to achieve your goals.
Have questions or need tailored financial support for your business? Leave us a message, and our expert team will provide the guidance and solutions you need to meet your unique challenges. We’re here to help every step of the way.